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Wednesday, 19 August 2020

Insurance, Pradhan Mantri Jeevan Bima Yojana

Insurance: Paying a daily premium of Rs 1 in Pradhan Mantri Jeevan Bima Yojana will get death insurance of 2 lakh, 



  • you need to have a bank account to avail the benefits of the scheme.
  • Anyone between the ages of 18 to 50 can avail this scheme
  • You need to have a bank account to avail the benefits of the scheme

image source:: divya bhaskar


The government runs various schemes for the people of the country. One of these schemes is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). Under this scheme, a term insurance plan of Rs. 2 lakhs is given at an annual premium of Rs. 330. That is, you will get insurance of Rs 2 lakh at a premium of less than Rs 1 per day. Here you are told about this plan.

If the insured dies, the family will get Rs 2 lakh

Rs 2 lakh will be paid in case of permanent complete disability i.e. loss of two eyes or two arms or legs in an accident. Rs 1 lakh will be paid in case of permanent partial disability in an accident such as loss of sight in one eye or in case one arm or one leg cannot be used.

IMAGE SOURCE: SBI LIFE

The applicant must have a bank account

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) form can be filled online or by visiting the bank. You can take this insurance through any bank. Along with the public sector, private banks have also provided complete information on this on their websites. The applicant must have a bank account to avail the benefits of the scheme. Money is debited directly from the bank account.

The cover period is from June 1 to 31 menus

Its cover period is from June 1 to May 31. This means that if the PMJJBY policy is purchased on any date, its coverage for the first year will be till May 31 next year. This is available only 45 days after enrollment in the risk cover scheme.

No medical test required No medical test is required to purchase insurance. You will start getting this facility from the time the premium amount is deducted from your bank account.

Where to take advantage?

You can download the form through the website http://www.jansuraksha.gov.in, fill in the dutel and submit it to the bank or insurance company. Even if a count holder has a savings account in more than one bank, he will be able to avail this insurance only once. In addition, you can call the toll free number 1800-180-1111 / 1800-110-001 if you would like other information.

How to get an insurance claim?

The nominee has to make a claim in the bank where the person concerned was insured. Death certificate has to be submitted. Other important documents will have to be provided along with the discharge receipt.
all detail source:; divya bhaskar news

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What is a term plan?

In the term plan, the insurance company pays the sum insured only after the death of the policyholder. If the person taking the policy stays healthy even after the expiry of time, then he does not get any benefit.

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