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Saturday 9 July 2022

Missed Call Banking Toll-Free Numbers of top Banks

 Missed Call Banking Toll-Free Numbers of top Banks


All  only banks have launched ‘Missed Call Banking’ facility which is a simple and quick way to to get balance (or) mini-statement of account through your mobile phone. Each bank has its own dedicated Toll-free numbers. Bank customers can just give a missed call to the toll-free number and get their Bank Account Balance as SMS (text message). This facility is free of cost.

Reserve Bank of India (RBI) had   problems a notification in August 2014 regarding ‘rationalization of number of FREE transactions at bank ATMs.” As per this notification, the number of mandatory free ATM transactions for savings bank account customers at other banks’ ATMs is  lowest from the present five to three transactions per month. RBI has also allowed banks to levy ATM transaction charges of  Rs 20/- per ATM transaction (beyond the free limit). (For more details, read my article ” know your bank’s ATM transaction Charges & Free use limits“)

The above free use limit is inclusive of financial and non-financial transactions. Financial Transactions can be cash withdrawal (or) payments. Non-Financial transactions can be Balance Enquiry, change of ATM PIN, Fixed Deposit booking, mini statement etc.,

So, it is prudent to limit the usage of ATM to financial transactions only.  qurey regarding Account balances and latest transaction details can be made through you mobile-phone.

What is Missed Call Banking?

Missed call banking provision , as the name suggests, provides banking services if you give a missed call. These services include balance enquiry, mini statement, cheque book request, account statement request, email statement request and others. The services vary across banks.

The provisin biggest  benefits is that you can get your bank details on the phone and don’t need to use Net banking or an automated teller machine (ATM) for these. All major Banks including SBI, HDFC Bank, Axis Bank, ICICI Bank, Punjab National Bank etc., offer this facility.

Missed Call Banking Toll-Free Numbers : A/c Balance & Last Transactions Details

Below are the toll-free numbers of the top banks in India.  To check bank account balance, you can call your respective Bank’s toll-free number. After few rings your call  gets disconnected automatically. Your bank will then SMS you the account balance details in few seconds.

Besides balance enquiry facility, some banks have introduced dedicated Toll-free numbers to get mini-statement or latest bank transactions details (last 3 to 5

To use this free facility, your mobile number should have been registered for mobile banking services.

If your number is already registered with your bank, you can directly call the above listed number(s) and start using the missed call alert facility.

If you are a State Bank of India (SBI) customer, you have to register (one-time) for ‘Missed call’ service directly from your registered mobile number. (For one time registration of the service, SBI’s customer will need to send SMS as  REG <space> account number to 9223488888 from mobile number of the customer available in bank’s records. This is applicable for all Savings Account/ Current account / Overdraft account)

The above point may not be applicable for most of the banks. I have an account with ICICI Bank. My mobile number is registered and updated in bank records. No separate registration is required. (Kindly note that registration process varies from bank to bank)

If your mobile number is not record , you will get an SMS as “Your mobile number is not registered for this service”.

If you have multiple savings accounts with the same bank, the default account will be the latest opened account.

Some banks limit the  no of times that you can help this provision in a day. For example – Bank of Baroda customers can avail this facility maximum “5 times in a day”.

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